Banking for everyone, everywhere
One account for your whole world. Zero fees on transfers, 5.5% APY on savings, global stock trading and instant loans — available in 150+ countries.
Everything in one place
A complete bank without borders
From daily spending to long-term wealth — every financial product you need, beautifully unified in a single global account.
Main & Savings
Zero-fee accounts with instant global transfers and multi-currency support
Savings & Deposits
Earn up to 5.5% APY with high-yield savings accounts and fixed deposits
Loans & Credit
Personal, home, auto and business loans from 4.5% APR
Investments
Mutual funds, ETFs, bonds and fixed deposits — all in one place
Stocks & ETFs
Trade global equities on NYSE, Nasdaq and international exchanges
Virtual Cards
Instant virtual cards for safe, global online purchases
Global reach
Your bank, in every country
Whether you live in New York, work in Dubai or retire in Lisbon — SilverBrook goes with you. One account, one app, one experience. No matter where life takes you.
- Available in 150+ countries and territories
- 18 currencies held simultaneously in one account
- Convert at live interbank rates — zero FX markup
- Local payment methods in every supported region
- 24/7 multilingual customer support in 20+ languages
Credit & Loans
Fast, fair credit — your way
From a quick personal loan to a 30-year home mortgage — SilverBrook offers tailored credit at competitive global rates, with fully online applications and decisions in minutes.
- Decisions in minutes, funding in 24 hours
- Rates from 4.5% APR — no hidden fees
- Flexible terms up to 30 years
- Apply entirely online, no branch visit
- Available in all 150+ SilverBrook countries
Personal Loan
Up to $50K
Business Loan
Up to $500K
Home Loan
Up to $2M
Auto Loan
Up to $100K
Student Loan
Up to $150K
Line of Credit
Up to $25K
Your portfolio
$41,219.00
↑ +12.4% this year
Fixed Deposit
Guaranteed returns, FDIC insured
5.5% APY
Mutual Funds
Expert-managed diversified portfolios
12%+ p.a.
US Treasury Notes
Government-backed, risk-free income
4.75% p.a.
Global Bonds
Diversified international bond exposure
6.5% p.a.
Investments & Wealth
Grow your wealth intelligently
Access globally regulated investment products — US Treasury bonds, S&P 500 ETFs, international mutual funds and high-yield fixed deposits — all from your SilverBrook account.
Fixed Deposit
Guaranteed returns, FDIC insured · Min $1,000
Mutual Funds
Expert-managed diversified portfolios · Min $500
US Treasury Notes
Government-backed, risk-free income · Min $1,000
Global Bonds
Diversified international bond exposure · Min $2,500
Why SilverBrook
Built to exceed expectations
Instant Transfers
Send money globally in seconds. Wire transfers, SWIFT, ACH and SEPA — all instant, all free.
150+ Countries
Bank anywhere on earth. Multi-currency accounts in USD, GBP, EUR, CAD and 15 more currencies.
High-Yield Savings
Earn up to 5.5% APY on savings — far above the national average. No fees, no minimums.
Virtual Cards
Instant-issue virtual Visa cards for online purchases. Set spend limits, freeze instantly.
Bill Payments
Pay rent, utilities, subscriptions and taxes from one dashboard, globally.
Bank-Grade Security
256-bit encryption, biometric login, FDIC insured up to $250,000. Your money is safe.
Multi-Currency Wallets
Hold and convert 18 currencies at live interbank rates. No hidden FX markups.
Global Investing
Trade NYSE, Nasdaq, LSE and more. ETFs, stocks, bonds — from one integrated platform.
Get started
Open your account in 3 steps
Create your account
Sign up with just your email and ID in under 3 minutes — anywhere in the world.
Verify your identity
Upload a government-issued ID and complete a quick face liveness check.
Fund & start banking
Deposit via bank transfer, card or wire, then access the full SilverBrook suite.
5M+
Global customers
$2T+
Processed annually
150+
Countries served
$0
Transfer fees
18
Currencies supported
4.9★
App store rating
Security
Your money is protected at every layer
We built SilverBrook with security as the first principle — not an afterthought. Every transaction and data point is protected by enterprise-grade global infrastructure.
- FDIC-member bank — deposits insured up to $250,000 per depositor
- FCA-authorised in the UK for European and global operations
- Licensed in 150+ countries with full local regulatory compliance
- 256-bit AES encryption at rest, TLS 1.3 in transit on all connections
- Biometric authentication (Face ID / Fingerprint) on all supported devices
- ISO 27001-certified infrastructure hosted in Tier-4 data centres globally
Mobile app
Your bank, always in your pocket
The SilverBrook app is rated 4.9 stars on both App Store and Google Play across 150+ countries. Instant notifications, offline access and biometric login.
- Biometric login (Face ID & fingerprint)
- Instant push notifications for every transaction
- Offline balance viewing and transaction history
- One-tap transfer to saved global contacts
- In-app multilingual support in 20+ languages
Testimonials
Loved by 5 million customers worldwide
“I moved from London to Singapore and my SilverBrook account just worked. No hassle, no new account — everything transferred seamlessly.”
Sophie Chen
Product Designer, Singapore
“Finally a bank that matches how I actually live. I work remotely across three continents and SilverBrook keeps my finances clean wherever I am.”
Marcus Webb
Freelance Engineer, Remote
“The investment platform is incredible. I manage my US stocks and European bonds in one dashboard. The UI is genuinely better than any broker I`ve used.”
Dr. Priya Sharma
Medical Director, Toronto
Ready for banking without limits?
Join 5 million people in 150+ countries who trust SilverBrook for everything from everyday spending to global investing.
No monthly fees · No minimum balance · Opens in 3 minutes · Available in 150+ countries